• The Development Strategy of Small Loan Companies in China   [MASS 2012]
  • Author(s)
  • Wenyi Dong, Yangfan Zhang, Xinyu Sun
  • Small loan companies can solve the financing difficulties of SMEs (small and medium-sized enterprises) and three rural issues effectively, and other illegal financing problems like "underground bank" as well. Through the research, this paper finds three major problems on developing small loan companies: poor living environment, financing difficulties and high credit risk. Meanwhile, to solve these problems the fundamental measures are improving their living environment, enlarging financing channels and reducing the systemic risks.
  • Small Loan Company; Credit Risk; Development Strategy; Private Capital Credit
  • References
  • [1]
    Yuqing Xu, Lujing Yang, and Jishuai Zhou, "The Operation Condition of Micro-Credit Companies and Their Problems," Rural Economy, vol. 1, 2010, pp.70-74.
    Fei Su, "Preliminary Discussion on the Risk Prevention of Small Loan Companies," Money China, vol.20, 2010, pp12.
    Tao Shen, "Study on Credit Risk Assessment of Small Loan Companies Based on Soft Set, " South China Finance, vol. 8, 2010, pp79-82.
    Zishen Su, "Study on the Supervision of Private Capital," Friends of Accounting, vol. 8, 2007, pp55-56.
    Guangen Pan, "System Design of Sustainable Development of Small Loan Companies," China Finance, vol. 9, 2010, pp41-43.
    Lingen Jin, Yuncong Yang, and Cong Zhan, "Solving the Problems of Micro-Credit Company Development," Commercial Research, vol. 11, 2010, pp120-123.
    T. Fisher, and M. S. Sriram, "Beyond Micro-credit: Putting Development Back Into Micro-finance," Oxfam Publishing, 2002, pp49- 169.

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